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Can your insurance quote you an amount, do the paperwork and give you a binder, then charge you double?

your insurances
Nikki asked:


My agent quoted me 800 dollars per year, then we did the paperwork, and I signed and payed first and last months amount. Then she gave me a binder with my anual amount of 800 dollars. Today I recieved my actual insurance card and the policy had DOUBLED! When I first met with her it had gone up that what she had origanaly quoted me to 800 and then she said that will be your actual premium per year and I said okay, signed and now here we are!
it’s motorcycle insurance, so in this case it is yearly. thank you

Should you keep the policy summaries of your auto insurances?

your insurances
Lorianntaylor14 asked:


I am a person that hates all this paper accumulation. While this may sound like a stupid quesiton, I know you are to keep the certificate of insurance that goes inside the car, but what about the other papers such as the policy summary. To me it just takes up to much room and you can probably get that information from your local agen or online. So please tell me what papers are important to keep?

If your daughter gets pregnant, will your insurance cover it?

your insurances
Laura O asked:


Let’s say you have a pregnant 19 year old daughter who has no insurance of her own, but she is still covered on your insurance until she is 23. Will your maternity benefit cover her, or will she need to find out some other way to get help?

Question out of curiosity: So if you have a non traffic violation, can that affect your insurance rate?

your insurances
Yousif (Joe) R asked:


So say a cop writes you a ticket for mooning or littering… does that affect your car insurance?

Is it true that when you go to driving school you get discounts in your teen auto insurance?

your insurances
Tyler Jones asked:


I am 17 and about to go get my license. I live in Texas and when I got my permit I opted for parent-tought rather than driving school. Well I was told that when you go to driving ed, you get discounts on your insurance… Is this true? or does it apply to both driviers ed and parent tought? or does it just not exist at all?

Never ask your Insurance Company if you are covered for a specific item?

your insurances
Spiny Norman asked:


According to my Insurance Company (The Post Office) this is regarded as a claim and will be on your policy for five years!
Has anyone else had this experience?

Forget universal health care, do you enjoy it when your insurance rates go up?

your insurances
Herb asked:


And how would you propose they go down?

Would the insurance companies follow your idea?
What insurance do you have for $29? I would like to look into it.

How does the government or military obtain your medical records?

your insurances
joeschmo asked:


Do they contact your insurance company and get billing information and then get the records from the doctor or hospital?

If your insurances covers expenses, is there still economic cost?

your insurances
Mr. Hoggins asked:


Let’s say something cost $100,000 and insurance covers $190.000 of it. The other $20,000 you cover. Is there economic cost? If so, what is it?

(Don’t get too caught up in the example itself…)
Wow, sorry typo… I meant you cover $10,000…. Ignore the poor math haha…
Another typo… Wow, this is my first yahoo answers question haha… The total cost is $200,000, not $100,000

Can they take away your license for running a red if the camera catches you a few times?

your insurances
Ronnie asked:


I have about 3 red light camera violations (not making a complete stop before a right turn) and i was wondering if its possible to have your license taken away from that, also could your insurance be voided by this. I have a feeling my mom doesn’t know what shes talking about and i just want to confirm. I live in chicago.